Creamy Banana Pudding Cheesecake Recipe: My Southern Spin

Featured in Irresistible Desserts.

Discover my creamy Banana Pudding Cheesecake Recipe, a delightful Southern-inspired dessert. Layers of banana, vanilla wafers, and rich cheesecake.
Serena Quinn
Updated on Mon Nov 24 2025 at 04:18 PM
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I swear, some of my favorite recipes start with a little bit of a mess and a whole lot of nostalgia. This Banana Pudding Cheesecake Recipe? It’s no different. I remember my grandma, bless her heart, always making her famous banana pudding for every family gathering. The smell of vanilla, ripe bananas, and those soft, sweet wafers just filled her kitchen, a comforting hug in dessert form. When I first thought about combining that classic taste with a rich, tangy cheesecake, honestly, I wasn't sure if it would work. But the idea stuck, a little whisper of Southern comfort meeting New York sophistication. The first time I pulled this out of the oven, the aroma alone was enough to tell me I was onto something special, a truly comforting treat.

My very first attempt at this Banana Pudding Cheesecake Recipe was, let’s just say, an adventure. I forgot to chill the crust properly, and when I pressed the cheesecake batter in, half of it stuck to the bottom of the springform pan. Oops! It still tasted incredible, but it looked like a dessert earthquake happened. My husband still teases me about that 'rustic' first slice. But hey, that's how we learn, right? Now, I know all the little tricks to get those perfect, distinct layers.

Ingredients for this Banana Pudding Cheesecake Recipe

For the Wafer Crust

  • Vanilla Wafers: You need a good, sturdy base for this Banana Pudding Cheesecake Recipe. I always go for the classic Nilla Wafers, they just have that authentic vanilla flavor that screams banana pudding, don't skimp on quality here.
  • Unsalted Butter: Melted butter binds those crushed wafers together. Make sure it's unsalted so you can control the saltiness yourself. I once used salted butter by mistake, and the crust was... interesting.

For the Creamy Cheesecake

  • Cream Cheese: Full-fat, block cream cheese is a must. Seriously, don't even think about low-fat or whipped cream cheese, it just won't give you that rich, dense, creamy texture we're aiming for. Room temperature is key!
  • Granulated Sugar: For sweetness, obviously! It balances the tang of the cream cheese perfectly in this Banana Pudding Cheesecake Recipe.
  • Large Eggs: These are your binders, giving the cheesecake its structure. Make sure they're at room temperature too, it helps everything combine smoothly.
  • Sour Cream: This is my secret weapon for an extra creamy, slightly tangy cheesecake. It adds moisture and prevents cracking. I always have a tub in the fridge, just in case.
  • Vanilla Extract: A good quality vanilla extract really elevates the flavor. I prefer pure vanilla, but imitation works if that's all you have.

For the Banana Pudding Layer

  • Instant Vanilla Pudding Mix: The instant kind is so easy and quick, making this Banana Pudding Cheesecake Recipe come together faster. Any brand works, but I usually grab Jell-O.
  • Cold Milk: Whole milk gives the richest, creamiest pudding. I tried using 2% once, and it was thinner than I liked, so whole milk is my preference.
  • Ripe Bananas: Not too green, not too brown just perfectly ripe for maximum banana flavor and sweetness. These are the stars of the show!

For the Topping & Garnish

  • Whipped Topping: Cool Whip or homemade whipped cream, either works beautifully. It adds a light, airy finish. I sometimes make my own with heavy cream, a touch of sugar, and vanilla.
  • Extra Vanilla Wafers: For crunch and a visual cue of what’s inside!
  • Banana Slices: Freshly sliced right before serving to keep them from browning too much.

Crafting Your Banana Pudding Cheesecake Recipe

Prepare the Wafer Crust:
First things first, let’s get that crust ready. Crush your vanilla wafers in a food processor until they're fine crumbs, or if you're like me and enjoy a bit of kitchen therapy, pop them in a Ziploc bag and bash away with a rolling pin! Mix those crumbs with your melted butter. Press this mixture firmly into the bottom of a 9-inch springform pan. I always use the bottom of a glass to really compact it, this is where I always make sure it's super tight so it doesn't fall apart later. Pop it in the fridge while you get the cheesecake batter going.
Whip Up the Cheesecake Batter:
Now for the creamy goodness. In a large mixing bowl, beat your room temperature cream cheese until it's super smooth, no lumps allowed! Then gradually add the granulated sugar, mixing until it’s light and fluffy. Don’t rush this part, a smooth base makes for a smooth cheesecake. Beat in the eggs one at a time, just until combined. Overmixing eggs can lead to cracks, and trust me, I've had my share of those oops moments. Finally, stir in the sour cream and vanilla extract. The batter should be thick and dreamy. This is the heart of your Banana Pudding Cheesecake Recipe.
Bake the Cheesecake:
Pour the cheesecake batter over your chilled wafer crust. Now, for a crack-free cheesecake, I always bake mine in a water bath. Wrap the bottom of your springform pan tightly with foil (I do two layers just to be safe, learned that the hard way!). Place the pan in a larger roasting pan and fill the roasting pan with hot water halfway up the sides of the springform. Bake at 325°F (160°C) for about 60-75 minutes, or until the edges are set but the center still has a slight jiggle. It'll smell absolutely divine as it bakes, I promise!
Chill and Cool:
Once baked, turn off the oven and leave the cheesecake in the water bath with the oven door ajar for about an hour. This slow cooling helps prevent cracks. Remove it from the oven and water bath, let it cool completely on a wire rack, then cover and chill in the fridge for at least 4-6 hours, or even better, overnight. I know it's hard to wait, but this step is crucial for the cheesecake to fully set and firm up. Patience is a virtue here, my friend!
Prepare the Banana Pudding Layer:
When your cheesecake is perfectly chilled, it's time for the banana magic. In a separate bowl, whisk together the instant vanilla pudding mix and cold milk until it thickens, usually about 2 minutes. Slice your ripe bananas I like them about a quarter-inch thick. Arrange a layer of sliced bananas over the top of the chilled cheesecake, then spread about half of the prepared pudding over the bananas. Top with a layer of vanilla wafers, and then the remaining pudding. This creates those distinct, delicious layers in your Banana Pudding Cheesecake Recipe.
Final Touches and Chill:
Gently spread the whipped topping over the pudding layer. Now for the fun part: garnishing! Arrange a few more vanilla wafers and fresh banana slices on top. If you’re not serving it immediately, I recommend waiting to add the fresh banana slices until just before serving to prevent them from browning. Cover the whole thing loosely and chill for at least another hour to let those flavors meld beautifully. The final result should look like a dream and taste like a little slice of heaven!

There was one time I was making this Banana Pudding Cheesecake Recipe for a potluck, and in my rush, I completely forgot to add the vanilla extract to the cheesecake batter. I only realized it after it was already baking! I panicked a little, but surprisingly, it still tasted good, just a bit less aromatic. It taught me that sometimes, even with a little kitchen chaos, things can still turn out okay. But for real, don’t skip the vanilla!

Banana Pudding Cheesecake Recipe Storage Tips

So, you’ve made this incredible Banana Pudding Cheesecake Recipe, and now you’re wondering how to keep it fresh? I totally get it! I've had my share of storage mishaps, like when I left a slice uncovered in the fridge and it absorbed the smell of last night's garlic bread ew! To avoid that, always store any leftovers in an airtight container or tightly wrapped with plastic wrap. It’ll keep beautifully in the refrigerator for up to 3-4 days. The bananas on top might brown a little, especially if you sliced them early, but the flavor will still be fantastic. The crust stays crisp, and the cheesecake remains creamy. I wouldn't recommend freezing it once assembled because the pudding layer and fresh bananas don't hold up super well after thawing, they tend to get a bit watery and mushy, which is a texture nobody wants, honestly.

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Banana Pudding Cheesecake Recipe Ingredient Substitutions

Life happens, and sometimes you don't have exactly what the recipe calls for, right? I've been there! For the crust, if vanilla wafers are nowhere to be found, graham cracker crumbs mixed with a little sugar and butter can work as a decent stand-in, though it won't have that signature vanilla pudding flavor, obviously. I tried shortbread cookies once, and it was... fine, but not the same vibe. For the pudding layer, you could try banana-flavored instant pudding for an extra banana punch, or even a homemade cooked vanilla pudding if you're feeling ambitious I've done that, and it's extra rich, but takes more time. As for the topping, real homemade whipped cream is always a winner if you want to skip the store-bought stuff. Just make sure to stabilize it a bit if you want it to hold up longer. Experimenting is part of the fun, after all!

Serving Suggestions for Your Banana Pudding Cheesecake Recipe

This Banana Pudding Cheesecake Recipe is a showstopper all on its own, but a few little touches can make it even more special. I love serving it chilled, maybe with a light dusting of cinnamon or a tiny drizzle of caramel sauce for an extra layer of flavor. It pairs wonderfully with a strong cup of coffee or a cold glass of milk, especially if you're enjoying it as a late-night treat. For a more sophisticated feel, a dry sparkling wine or even a sweet dessert wine could be an interesting contrast. Honestly, though, my favorite way to enjoy it is after a simple weeknight dinner, curled up on the couch with a good book. It’s pure comfort, perfect for any mood or occasion, whether it’s a casual get-together or a special celebration.

Cultural Backstory of Banana Pudding Cheesecake Recipe

The classic banana pudding, with its layers of vanilla wafers, sliced bananas, and creamy custard, holds a cherished spot in Southern American cuisine. It’s a dish that evokes images of Sunday dinners, church potlucks, and family reunions a true symbol of comfort and community. My own connection to it runs deep, rooted in those childhood memories of my grandmother's kitchen. This Banana Pudding Cheesecake Recipe is my loving tribute to that tradition, taking the familiar flavors and textures and giving them a modern, decadent twist. It’s about honoring the past while creating something new and exciting. It's a dessert that feels both deeply familiar and wonderfully surprising, blending the simple, heartfelt joy of a classic with the sophisticated indulgence of a cheesecake. It’s a taste of home, but with a little extra flair, for real.

Honestly, every time I make this Banana Pudding Cheesecake Recipe, it feels like I'm bringing a little piece of my past into the present. The way the kitchen smells while it bakes, the quiet satisfaction of seeing those perfect layers it’s just good for the soul. It might not be exactly like grandma’s, but it’s got her spirit, and it always makes me smile. I really hope you try it and make it your own, maybe you’ll even have your own kitchen mishaps that turn into funny stories!

Creamy Banana Pudding Cheesecake Recipe: My Southern Spin Pin it
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Frequently Asked Questions about this Banana Pudding Cheesecake Recipe

→ Can I make this Banana Pudding Cheesecake Recipe ahead of time?

Yes, absolutely! You can make the entire cheesecake a day or even two days in advance. Just cover it loosely and keep it chilled in the fridge. I usually wait to add the fresh banana slices and extra wafers until just before serving to keep everything looking its best.

→ What kind of bananas are best for this Banana Pudding Cheesecake Recipe?

You want bananas that are ripe but not overly soft or bruised. They should be mostly yellow with just a few small brown specks. Too green, and they won't have enough flavor, too brown, and they'll be mushy. I learned that after a few sad, overripe banana incidents!

→ How do I prevent my cheesecake from cracking?

Ah, the age-old cheesecake dilemma! Baking in a water bath is your best friend here, and don't overmix the batter, especially after adding eggs. Also, let it cool slowly in the oven with the door ajar, then completely on the counter before chilling. These steps really help, trust me!

→ Can I freeze leftover Banana Pudding Cheesecake Recipe?

I wouldn't really recommend freezing the assembled cheesecake. The pudding layer can get a bit watery and the fresh bananas turn mushy after thawing, which isn't the best texture. It’s really best enjoyed fresh within a few days from the fridge, honestly.

→ Can I use homemade pudding instead of instant for this recipe?

You totally can! Homemade cooked vanilla pudding would make this Banana Pudding Cheesecake Recipe even more decadent and rich. Just make sure it's completely cooled before layering it onto the cheesecake, or it might melt things. I’ve done it, and while it takes more effort, it’s worth it for a special occasion!

Creamy Banana Pudding Cheesecake Recipe: My Southern Spin

Discover my creamy Banana Pudding Cheesecake Recipe, a delightful Southern-inspired dessert. Layers of banana, vanilla wafers, and rich cheesecake.

4.2 out of 5
(91 reviews)
Prep Time
45 Minutes
Cook Time
75 Minutes
Total Time
2 Hours 30 Minutes


Difficulty: Intermediate

Cuisine: American (Southern)

Yield: 10-12 Servings

Dietary: Vegetarian

Published: Mon Nov 24 2025 at 04:18 PM

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Ingredients

→ For the Wafer Crust

01 1 ½ cups vanilla wafer crumbs (about 40 wafers)
02 ½ cup unsalted butter, melted

→ For the Creamy Cheesecake

03 24 oz (3 blocks) full-fat cream cheese, softened
04 1 cup granulated sugar
05 3 large eggs, room temperature
06 ½ cup sour cream, room temperature
07 1 tsp pure vanilla extract

→ For the Banana Pudding Layer

08 1 (3.4 oz) box instant vanilla pudding mix
09 2 cups cold whole milk
10 3-4 ripe bananas, sliced

→ For the Topping & Garnish

11 1 (8 oz) container whipped topping, thawed (or 2 cups homemade whipped cream)
12 ½ cup extra vanilla wafers, for garnish
13 1-2 ripe bananas, freshly sliced for garnish

Instructions

Step 01

First things first, let’s get that crust ready. Crush your vanilla wafers in a food processor until they're fine crumbs, or if you're like me and enjoy a bit of kitchen therapy, pop them in a Ziploc bag and bash away with a rolling pin! Mix those crumbs with your melted butter. Press this mixture firmly into the bottom of a 9-inch springform pan. I always use the bottom of a glass to really compact it, this is where I always make sure it's super tight so it doesn't fall apart later. Pop it in the fridge while you get the cheesecake batter going.

Step 02

Now for the creamy goodness. In a large mixing bowl, beat your room temperature cream cheese until it's super smooth, no lumps allowed! Then gradually add the granulated sugar, mixing until it’s light and fluffy. Don’t rush this part, a smooth base makes for a smooth cheesecake. Beat in the eggs one at a time, just until combined. Overmixing eggs can lead to cracks, and trust me, I've had my share of those oops moments. Finally, stir in the sour cream and vanilla extract. The batter should be thick and dreamy. This is the heart of your Banana Pudding Cheesecake Recipe.

Step 03

Pour the cheesecake batter over your chilled wafer crust. Now, for a crack-free cheesecake, I always bake mine in a water bath. Wrap the bottom of your springform pan tightly with foil (I do two layers just to be safe, learned that the hard way!). Place the pan in a larger roasting pan and fill the roasting pan with hot water halfway up the sides of the springform. Bake at 325°F (160°C) for about 60-75 minutes, or until the edges are set but the center still has a slight jiggle. It'll smell absolutely divine as it bakes, I promise!

Step 04

Once baked, turn off the oven and leave the cheesecake in the water bath with the oven door ajar for about an hour. This slow cooling helps prevent cracks. Remove it from the oven and water bath, let it cool completely on a wire rack, then cover and chill in the fridge for at least 4-6 hours, or even better, overnight. I know it's hard to wait, but this step is crucial for the cheesecake to fully set and firm up. Patience is a virtue here, my friend!

Step 05

When your cheesecake is perfectly chilled, it's time for the banana magic. In a separate bowl, whisk together the instant vanilla pudding mix and cold milk until it thickens, usually about 2 minutes. Slice your ripe bananas – I like them about a quarter-inch thick. Arrange a layer of sliced bananas over the top of the chilled cheesecake, then spread about half of the prepared pudding over the bananas. Top with a layer of vanilla wafers, and then the remaining pudding. This creates those distinct, delicious layers in your Banana Pudding Cheesecake Recipe.

Step 06

Gently spread the whipped topping over the pudding layer. Now for the fun part: garnishing! Arrange a few more vanilla wafers and fresh banana slices on top. If you’re not serving it immediately, I recommend waiting to add the fresh banana slices until just before serving to prevent them from browning. Cover the whole thing loosely and chill for at least another hour to let those flavors meld beautifully. The final result should look like a dream and taste like a little slice of heaven!

Notes

  1. Don't overmix the cheesecake batter once the eggs are in, it introduces too much air and can lead to cracks, a lesson I learned the hard way!
  2. You can prep the crust and even the cheesecake layer a day ahead, just cover and chill. It actually helps.
  3. If you're out of vanilla wafers, graham crackers work, but the classic vibe is different, honestly.
  4. Serve this beauty chilled with extra whipped cream and a sprinkle of cinnamon for that extra special touch!

Tools You'll Need

  • 9-inch springform pan
  • food processor (optional)
  • large mixing bowls
  • electric mixer
  • roasting pan

Allergy Information

Please check ingredients for potential allergens and consult a health professional if in doubt.
  • Dairy
  • Eggs
  • Wheat

Nutrition Facts (Per Serving)

It is important to consider this information as approximate and not to use it as definitive health advice.
  • Calories: 450-550 kcal
  • Total Fat: 30-40g
  • Total Carbohydrate: 40-50g
  • Protein: 8-12g

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